Giving the beauty to my 16 year old....ugh!

[Berg]

You should have made her do the work on it, then she'd really make sure nothing happened to it. Then again, if she found it and decided it was the car she wants she should know how hard it was to find one like that and she would know the replacement value so she should be extra careful. I do however suggest talking to the insurance company and working out an "agreed value" as opposed to book value. They will send out an adjuster to go over the car and basically give an appraisal or depending on the company will just have you do an appraisal or 3 and use the median value. I had one hell of a time getting the money back for my Suburban after it got totalled with the big block, fresh transmission, new detroit locker and cowl induction hood, plow etc... Did I mention I want to be your kid???